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Teacher’s Salary in 10 Countries

“Welcome back to the channel! Today, we’re diving into how much teachers earn across 10 different countries. If you’re curious about what educators take home in Ghana, the UK, USA, and beyond, stick around as we break it all down.”

 

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[Country-by-Country Breakdown]

 

1. Ghana
   In Ghana, teachers earn between GHS 2,883.88 and GHS 10,282.68 per month, depending on their rank and years of experience. This translates to an approximate annual salary of $2,097 to $7,478 USD based on a conversion rate of 1 GHS = 16.5 USD

Video

1. United Kingdom
   “In the UK, teachers typically earn between £25,000 and £40,000 annually, depending on location and experience. Senior teachers can earn even more.”
   (USD conversion: around $31,000 to $50,000.)
2. United States
   “In the USA, teachers’ salaries vary greatly by state, ranging from $40,000 to $60,000 per year. In high-paying states like New York, it can exceed $70,000.”
3. Germany
   “In Germany, the average teacher earns between €40,000 and €60,000 annually. Senior teachers and those in specialized roles can earn up to €70,000.”
   (USD conversion: around $42,000 to $65,000.)
4. Nigeria
   “In Nigeria, teachers earn between ₦500,000 and ₦1,200,000 annually, depending on their level of education and region.”
   (USD conversion: about $650 to $1,500 annually.)
5. Canada
   “In Canada, teachers earn between CAD 45,000 and CAD 90,000 annually, depending on the province and years of experience.”
   (USD conversion: around $34,000 to $68,000.)
6. South Africa
   “In South Africa, teachers earn between ZAR 150,000 and ZAR 300,000 annually, depending on experience and location.”
   (USD conversion: around $10,000 to $20,000.)
7. India
   “In India, teachers typically earn between ₹200,000 and ₹500,000 annually, depending on their level of education and experience.”
   (USD conversion: around $2,500 to $6,000.)
8. China
   “In China, teachers earn between ¥100,000 and ¥300,000 annually, depending on the city and the type of school they work in.”
   (USD conversion: around $14,000 to $42,000.)
9. France
   “In France, the average teacher earns between €25,000 and €40,000 annually, with senior teachers earning more.”
   (USD conversion: around $26,000 to $42,000.)

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“So there you have it—teacher salaries across 10 different countries. It’s clear that what teachers earn varies significantly around the world. Which country surprised you the most? 

Average Salary of workers in top 10 countries

Here’s an average salary comparison for various countries across different professions:

1. Ghana:
   • Average annual salary: GHS 40,000 – 100,000
   • In USD: $3,400 – $8,500
2. United Kingdom (UK):
   • Average annual salary: £30,000 – £35,000
   • In USD: $37,000 – $43,000
3. United States (USA):
   • Average annual salary: $55,000 – $65,000
4. Germany:
   • Average annual salary: €45,000 – €50,000
   • In USD: $47,000 – $52,000
5. Nigeria:
   • Average annual salary: NGN 1.5 million – 3 million
   • In USD: $1,900 – $3,800
6. Canada:
   • Average annual salary: CAD 55,000 – CAD 65,000
   • In USD: $40,000 – $47,000
7. South Africa:
   • Average annual salary: ZAR 250,000 – ZAR 300,000
   • In USD: $13,000 – $16,000
8. India:
   • Average annual salary: INR 3.5 lakh – INR 6 lakh
   • In USD: $4,200 – $7,200
9. China:
   • Average annual salary: CNY 120,000 – CNY 200,000
   • In USD: $16,500 – $27,500
10. France:

• Average annual salary: €40,000 – €45,000
• In USD: $42,000 – $47,000

These are approximate figures and can vary based on industry, profession, experience, and region within each country.

Top Allowances Given to Workers

Workers often receive various allowances from companies or governments to supplement their salaries and help cover specific expenses. Here are some of the top allowances typically provided:

1. Housing Allowance: Financial assistance to help cover rent or mortgage payments, often provided to employees relocating for work.
2. Transport Allowance: Reimbursement for travel expenses incurred while commuting to work or traveling for business.
3. Meal Allowance: Compensation for meals during work hours or while traveling for business, sometimes offered as a per diem.
4. Health and Medical Allowance: Coverage for medical expenses, including health insurance premiums, preventive care, and medications.
5. Education Allowance: Financial support for employees or their dependents pursuing education, including tuition reimbursement and school supplies.
6. Childcare Allowance: Assistance for parents covering childcare costs, often provided as part of family-friendly policies.
7. Uniform Allowance: Compensation for purchasing work-related clothing or uniforms required by the employer.
8. Relocation Allowance: Financial support for employees moving for work, covering moving costs, temporary housing, and travel expenses.
9. Performance Bonus: Additional compensation based on achieving specific performance targets or milestones.
10. Technology Allowance: Stipend for purchasing or upgrading technology tools, such as laptops or software, necessary for job performance.
11. Remote Work Allowance: Financial support for employees working from home, covering costs for internet, utilities, or home office equipment.
12. Retirement Benefits: Contributions to retirement plans, such as pensions or 401(k) matching, enhancing long-term financial security.

These allowances vary significantly by region, industry, and specific company policies, reflecting the organization’s commitment to employee well-being and job satisfaction.

Which Allowances Do you Receive ?

Here are some specific allowances commonly provided to various professions, including teachers, nurses, soldiers, police officers, doctors, engineers, fire service officers, accountants, and laborers:

1. Teachers

• Housing Allowance: To assist with living expenses, especially in rural or less-developed areas.
• Transport Allowance: For commuting to schools, particularly if they work in remote locations.
• Professional Development Allowance: For attending workshops, courses, or further education.

2. Nurses

• Shift Allowance: Compensation for working irregular hours or night shifts.
• Hazard Allowance: Provided in high-risk areas or during public health emergencies.
• Uniform Allowance: For purchasing uniforms and other necessary attire.

3. Soldiers

• Combat Pay: Additional compensation for deployment in combat zones.
• Hazard Pay: For service in dangerous or hostile environments.
• Family Separation Allowance: Compensation for service members whose families are unable to accompany them during deployment.

4. Police Officers

• Hazard Allowance: Compensation for the risks associated with police work.
• Uniform Allowance: For purchasing and maintaining uniforms.
• Overtime Pay: For hours worked beyond the standard shift.

5. Doctors

• On-call Allowance: Compensation for being available for emergency calls.
• Continuing Education Allowance: For attending medical conferences, seminars, or further training.
• Malpractice Insurance Coverage: Some employers cover insurance costs related to medical malpractice.

6. Engineers

• Travel Allowance: For site visits or travel related to project management.
• Certification/License Allowance: For obtaining or maintaining professional engineering licenses.
• Project Completion Bonus: Incentives for completing projects on time and within budget.

7. Fire Service Officers

• Hazard Pay: For responding to high-risk emergencies.
• Uniform Allowance: For maintaining uniforms and protective gear.
• Overtime Pay: For hours worked beyond the regular schedule.

8. Accountants

• Professional Membership Allowance: For fees related to accounting associations or certification bodies.
• Continuing Education Allowance: For training and workshops to keep skills current.
• Travel Allowance: For travel related to audits or client meetings.

9. Laborers

• Transport Allowance: For commuting to job sites, especially if they are remote.
• Hazard Pay: For working in unsafe or dangerous conditions.
• Tools and Equipment Allowance: For purchasing necessary tools for their job.

These allowances can vary by region and employer and are often subject to negotiation or specific labor agreements.

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Affordability Wahala: Your Loan Could be Cancelled if This Happens

Before taking any loan or making deductions from your salary, it’s important to know the rules. According to policy, loans or deductions from your salary must not exceed 40% of your total earnings. This 40% limit is called affordability.

However, some workers have found a way to bypass this limit. They first present a clean salary slip to the bank to take out a loan. Immediately after, they head to their union or institution for another loan, effectively increasing deductions to 80%. If the process backfires, they find themselves in a financial mess.

Unfortunately, recent changes in the Controller and Accountant General’s Department (CAGD) portal have created some complications. Affordability figures, which were stable in the past, now fluctuate without prior notice. This could significantly affect your loan application.

If you check your affordability at the beginning of the month and it looks high enough to qualify for a loan, it’s important to reconfirm later in the month. Even pray it remains stable by the time your loan application is processed!

GNAT Loan Chart and the Types of Loans Available 2024

 

Loan applications are now facing delays, and here’s why:

• If your institution notices a low affordability figure, they might push your loan processing to the next month to reassess your affordability before approving or rejecting the request.
• In some cases, loan requests are immediately cancelled due to affordability issues, forcing workers to reapply.

While some of these discrepancies are beyond your control, it’s crucial to double-check your affordability status on the day you plan to apply for a loan to ensure you’re within the limit.

Institutions and unions should also verify the actual affordability from the relevant authorities before cancelling or processing loans.

 

How to Generate Mandate Form / a mandate Number and pin 2024

 

How to Generate Mandate Form / a mandate Number and pin 2024

 

Steps to Apply For CCT Loan on Your Phone-Online 2024

 

CCT-GH 2024 Loan Chart and Changes in Operational Policies

 

CCT-GH Short Code For Loans, Withdrawal and Pension

 

How Long it takes for the Teacher Unions(GNAT,NAGRAT, CCT) to Process your Loan Now

 

Is it Possible for Someone to Contract a Loan Using Your Controller CAGD Epayslip Portal Password

 

GNAT Teachers Fund Changes in Loan Requirement Effective February 2024

 

NAGRAT Loan Application Process and Online NAGRAT FUND Portal Login

 

Fido Loan Short Code

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Canada will sharply lower the number of immigrants it allows into the country for the first time in years, marking a notable shift in policy for the government as it tries to remain in power.

Canada will bring in 395,000 new permanent residents in 2025, 380,000 in 2026 and 365,000 in 2027, down from 485,000 in 2024, according to a government source.

The number of temporary residents, meanwhile, will decrease by about 30,000 to around 300,000 in 2025, the source said.

The new targets were first reported by The National Post.

Canada has long prided itself on welcoming newcomers, but in recent years, the national debate around immigrants has shifted in part due to rising housing prices.

Many Canadians have been priced out of the housing market since interest rates started rising two years ago.

At the same time, a huge influx of immigrants has pushed Canada’s population to record levels, further boosting housing demand and prices.

The issue has become one of the most contentious in Canadian politics, with a federal election due no later than October 2025. Polls show a growing share of the population thinks Canada has too many immigrants.

There has been a backlash against newcomers and more reported hate crimes against visible minorities, advocates and community members say.

Migrant advocates slammed the change.

“We are witnessing one of the most egregious rollbacks of migrant rights in Canadian history,” Syed Hussan, spokesperson for the Migrant Rights Network Secretariat, said in a statement.

“Cutting permanent resident numbers is a direct assault on migrants who will be forced to remain temporary or become undocumented, pushed further into exploitative jobs.”

The office of Prime Minister Justin Trudeau was not immediately available to comment.

The new immigration targets also mark a shift from the pandemic era when the government loosened rules on temporary residents to help fill labor shortages.

Last year, Canada had planned to bring in 500,000 new permanent residents in 2025 and the same amount in 2026.

As of the second quarter of 2024, there were 2.8 million temporary residents, including workers and students, in Canada, according to Statistics Canada.

In an August interview, Immigration Minister Marc Miller told Reuters “Canadians want a(n immigration) system that is not out of control.”

Canada’s Liberal government, trailing in the polls as some legislators seek to oust their leader, has been trying to regulate immigration.

Under Trudeau, Canadian immigration officials have approved fewer visas this year and border officials turned growing numbers of visa-holders away, data obtained by Reuters showed.

The government promises to reduce temporary residents’ share of the population to 5% over three years; it was 6.8% in April.

It also capped the number of international students Canada will bring in and tightened the rules on temporary foreign workers under a program that brings non-Canadians to the country to work on a temporary basis.

The program has come under fire for suppressing wages and leaving workers vulnerable to abuse.

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Learning Planner
Subject	Social Studies	Week	1	Duration	120mins	Form	1
Strand	1: Identity, Significance and Purpose	Sub-Strand:	1: A geographical and historical sketch of Africa
Content Standard	Demonstrate understanding of the diverse geographical features and resources of Africa and their impact on early human development
Learning Outcome(s)	Use maps to describe key geographical features of Africa and how they shaped Africa’s ancient societies
Learning Indicator(s)	a)      Describe the major geographic features and ecosystems of Africa, e.g., rivers, deserts, mountains, coastlines and vegetation b)      Analyse how geographical features and ecosystems influenced the development of agriculture, trade networks and settlement patterns in early African societies
Essential Question(s)	a)      How did geographical features influence the emergence and growth of ancient societies in Africa? b)      What are the main concepts or ideas necessary for aiding an understanding of the relationship between geographical features and the growth of ancient societies in Africa? c)      What role did geographical features and ecosystems play in shaping the development of Agriculture, trade networks and settlement patterns in early African societies? d)      How did geographical features affect the movement of people? e)      How can ICT be incorporated in the teaching and learning of geographical and historical sketch of Africa?
Pedagogical Strategies	Interactive map exploration, Problem-based learning
Teaching & Learning Resources	Internet access, Computer, Phone, Projectors, Video clips, Maps, Stationary
Key Notes on Differentiation
LESSON 1   Tasks a)      Learners who are less confident (AP) engage in simple identification exercises to match geographical features with descriptions or label maps and discuss their impact on ancient societies. b)      Learners who are secure (P) write short essays or do presentations focusing on the roles of specific features in ancient societies and their implications. c)      Learners who have mastered the content (HP) do research projects, debates or case studies exploring the interconnectedness of various geographical features and ecosystems in shaping civilisations. d)      All learners should be able to identify the location of major geographic features and ecosystems of Africa, e.g., rivers (Nile, Niger, Congo), deserts (Sahara, Namib, Kalahari), mountains (Kilimanjaro, Guinea and Ethiopian Highlands), coastlines and vegetation.   Pedagogy a)      Interactive map exploration:                                          i.            With the aid of maps of Ghana, learners in small groups identify geographical features, e.g., rivers (Pra, Ankobra, Volta, etc.), mountains (Akwapim-Togo Range, Gambaga escarpment, etc.) and vegetation (savannah, forest, coastal). Provide structured guidance and support during the map exploration activities. Simplify tasks for those who are less confident (AP) and ensure that the activities are achievable and build confidence in learners’ ability to recognise and locate key features.                                        ii.            With the aid of maps of Africa, learners identify the location of major geographic features and ecosystems of Africa, e.g., rivers (Nile, Niger, Congo), deserts (Sahara, Namib, Kalahari), mountains (Kilimanjaro, Guinea and Ethiopian Highlands), coastlines and vegetation. Key Assessment a)      Level 1: Learners identify geographical features in Ghana through labelling maps or answering basic questions about these features.   b)      Level 2: Using maps of Africa, learners identify the location of major geographic features and ecosystems on a broader scale, demonstrating a deeper understanding of their significance and interconnections.             LESSON 2 Tasks   a)      Learners who need support (AP) explain the geographical features and their impact on early African societies. Create a simple poster or presentation illustrating one of the ways geographical features influenced early African societies (e.g., focusing on agriculture, trade or settlement). b)      Learners who are confident with the content (P) provide more in-depth information, primary sources and case studies to challenge learners to analyse cause-and-effect relationships in respect of the geographical features and their impact on early African societies. c)      Learners who need to be stretched (HP) introduce advanced theories, multiple perspectives and encourage independent research on geographical features and their impact on early African societies. Discuss the broader implications of geographical features on societal development. Design a research project that explores how environmental factors influenced the cultural, economic and political aspects of early African societies.   Pedagogy a)      Problem-based learning:                                 i.            In small groups, formulate historical questions to analyse how River valleys, like the Nile and Niger, provided fertile soil and reliable water for irrigation to enable the cultivation of crops and to support dense populations.                               ii.             Use different sources for the different levels of learners (AP, P and HP) to analyse how the highlands and vegetation of Africa offered diverse agro-ecological conditions and allowed the cultivation of a variety of crops e.g., Savanna (Groundnut, millet, etc.), Forest (kola nut, oil palm tree, etc.) and Coastal (coconut, oil palm tree, etc.).                             iii.            Learners explore historical sources to explain how geographic features, such as rivers, coastlines, deserts and mountains served as natural pathways for trade networks to flourish in early African societies, e.g., the Nile River provided a vital transportation route for trade and the Sahara Desert became a vital trade route through the development of the trans-Saharan trade.   Assessments a)      Level 1: Use a simple matching activity where learners match descriptions of geographical features with their influence on agriculture, trade or settlement patterns.   b)      Level 2: Write a comparative analysis essay on how different geographical features shaped agriculture, trade networks and settlement patterns in early African societies, emphasising causal relationships.   c)      Level 3: Develop a research-based presentation or paper analysing the interconnectedness of geographical features, agriculture, trade networks and settlement patterns in shaping early African societies, providing insights on historical developments and societal structures
Keywords	Geographical features, Ecosystems, Human settlements, Cultural exchanges, Civilisation

 

 

Lesson 1
Main Lesson drawing on Concepts, Skills and Competencies to reinforce as in the Subject Teacher Manual
Teacher Activity	Learner Activity
Starter Activity (eg10 minutes)           i.                        Teacher introduces learners to the lesson by aiding them to identify the location of major geographic features and ecosystems of Africa, e.g., rivers (Nile, Niger, Congo), deserts (Sahara, Namib, Kalahari), mountains (Kilimanjaro, Guinea and Ethiopian Highlands), coastlines and vegetation on a large map of Africa. Highly proficient learners can be tasked to draw the maps and locate the geographic features.
Introductory Activity (eg15minutes)       ii.                        Guide learners to match geographical features with their locations on a map of Africa provided for them. Emphasis should be placed on geographical features that have implications for ancient societies.             Activity 1 (eg30 minutes)     iii.                        Guide learners in groups to discuss the importance of specific geographical features towards the growth of ancient societies Activity 2 (eg 40 minutes)     iv.                        Guide learners in pairs to explore the interconnectedness of various geographical features and ecosystems in shaping civilisations and make available a presentation for class discussion	Introductory Activity ii.                  Match geographical features with their locations on a map of Africa provided for them. Emphasis should be placed on geographical features that have implications for ancient societies.                 Activity 1 iii.                In groups, discuss the importance of specific geographical features towards the growth of ancient societies   Activity 2 iv.                In pairs explore the interconnectedness of various geographical features and ecosystems in shaping civilisations and make available a presentation for class discussion
Assessment DoK aligned to the Curriculum and Subject Teacher Manual
a)      Level 1: Learners identify geographical features in Ghana through labelling maps or answering basic questions about these features. b)      Level 2: Using maps of Africa, learners identify the location of major geographic features and ecosystems on a broader scale, demonstrating a deeper understanding of their significance and interconnections.
Lesson Closure In completing this part, refer to the Essential Questions to check that learning has taken place.
Activity (15 minutes) Find out the extent to which learners understood the lesson by asking the following key questions in a whole class discussion taking into consideration the knowledge hierarchy and engage learners to brainwave ideas on them. How did geographical features influence the emergence and growth of ancient societies in Africa? What role did geographical features and ecosystems play in shaping early African civilizations? Hint: Encourage the appreciation of the uniqueness of different subgroups in our society co-existing as Ghanaians. (GESI)
Reflection & Remarks
Lesson 2
Main Lesson drawing on Concepts, Skills and Competencies to reinforce as in the Subject Teacher Manual
Teacher Activity	Learner Activity
Starter Activity (10 minutes)         i.                        With the aid of a large map of Ghana spread across the classroom, learners take turns to identify geographical features, e.g., rivers (Pra, Ankobra, Volta, etc.), mountains (Akwapim-Togo Range, Gambaga escarpment, etc.) and vegetation (savannah, forest, coastal).
Introductory activity (25 minutes)       ii.                        Guide learners in mixed groupings to explore historical sources to explain how geographic features, such as rivers, coastlines, deserts and mountains served as natural pathways for trade networks to flourish in early African societies. Learners can use Ghana as a case study.               Activity 2 (25 minutes) In pairs, assist learners to formulate historical questions to analyse how River valleys, like the Nile and Niger, provided fertile soil and reliable water for irrigation to enable the cultivation of crops and to support dense populations	Introductory activity (25 minutes)       ii.                        In mixed groupings explore historical sources to explain how geographic features, such as rivers, coastlines, deserts and mountains served as natural pathways for trade networks to flourish in early African societies.                     Activity 2 (25 minutes)     iii.                        In pairs, formulate historical questions to analyse how River valleys, like the Nile and Niger, provided fertile soil and reliable water for irrigation to enable the cultivation of crops and to support dense populations
Assessment DoK aligned to the Curriculum and Subject Teacher Manual
a)      Level 1: Use a simple matching activity where learners match descriptions of geographical features with their influence on agriculture, trade and settlement patterns. b)      Level 2: Write a comparative analysis essay on how different geographical features shaped agriculture, trade networks and settlement patterns in early African societies, emphasising causal relationships. c)      Level 3: Develop a research-based presentation or paper analysing the interconnectedness of geographical features, agriculture, trade networks and settlement patterns in shaping early African societies, providing insights on historical developments and societal structure
Lesson Closure In completing this part, referto the EssentialQuestions to checkthat learning has taken place.
Activity (15 minutes) Find out the extent to which learners understood the lesson by asking the following key questions in a whole class discussion taking into consideration the knowledge hierarchy and engage learners to brainwave ideas on them. a)      With reference to specific geographical features and zones in Africa, how has agriculture been influenced by the features identified b)      What role did geographical features play in cultural exchanges in early African societies Hint: Encourage learners to appreciate the uniqueness of different subgroups in our society co-existing as Ghanaians. (GESI)
Reflection & Remarks

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